Mark Carolin

Many credit cards these days have a reward program. People generally choose a reward program with their credit card if they are going to be able to make use of the reward. It is fantastic to be able to earn points towards filling up, each time you use your card. With gas reward cards, you can earn points so that when you fill your tank, you end up paying less. With the way the markets are and how crude oil fluctuates, most people will benefit from this type of reward program.

Some of the cards on offer tend to have a fairly high APR (annual percentage rate), but there are cards available that offer a 0% interest introductory period. For example, the Capital One

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